Refund & Dispute Policy

Effective Date: March 25, 2026 · Last Updated: April 6, 2026
This Refund & Dispute Policy applies to all service engagements with J Online Service Consultant LLC and must be read alongside the Company’s Terms and Conditions of Service, Cancellation Policy, Privacy Policy, and Service Delivery Policy. By approving the written project proposal or statement of work, and by completing payment through the Stripe-hosted invoice or payment page provided by the Company, the Client confirms acceptance of all applicable policies. The project proposal and the Stripe-hosted invoice reference the applicable policies and include links to their full text on the Company’s website. The Company retains Stripe transaction records and a copy of the project proposal as evidence of the Client’s acceptance. Part A sets out general principles applicable to all services. Parts B, C, and D contain service-specific refund and cancellation terms. The dispute resolution process in Part A applies across all services.

PART A: GENERAL PRINCIPLES (All Services)

A1. General Refund Philosophy

J Online Service Consultant LLC is committed to delivering quality, project-based services that meet the agreed specifications. Because all services involve the investment of professional time and expertise from the moment a project is accepted, refunds are assessed based on the stage of work completed and the circumstances of the request, not purely on Client preference.

Refunds are not issued for dissatisfaction arising from Client supplied inaccuracies, incomplete briefs, late approvals, or change of mind requests once work has commenced. The Company will always endeavor to resolve dissatisfaction through revisions before a refund is considered.

A2. Non-Refundable Circumstances (All Services)

Regardless of the service engaged, refunds will not be issued in the following circumstances:

  • The Client changes their mind or no longer requires the service after work has commenced

  • Dissatisfaction arising from inaccurate, incomplete, or misleading information provided by the Client in the project brief

  • The Client fails to participate, respond, or provide required materials within the agreed timeframe, leading to project delay or abandonment

  • The project deliverables substantially conform to the agreed specifications, and the Client requests a refund without identifying a specific deficiency

  • Work completed under a milestone or phased payment schedule is not refundable for milestones already delivered and approved

A3. Cancellation by Company

If the Company cancels an engagement for reasons not attributable to the Client (excluding force majeure), a pro-rated refund will be issued based on the proportion of work not yet completed. Where cancellation is due to the Client’s breach of the Terms and Conditions, no refund obligation arises for work already performed.

A4. Force Majeure & Suspension

In the event of a force majeure situation or project suspension caused by circumstances beyond either party’s control, both parties will agree in good faith on a path forward, which may include extending the timeline, pausing the engagement, or issuing a partial refund for incomplete work. Neither party waives their rights solely by agreeing to a temporary suspension.

A5. Dispute Resolution Process

The Company encourages all Clients to raise concerns directly before escalating to a formal dispute. The following process applies across all services:

  1. Step 1 — Direct Communication: The Client raises the concern in writing via email, clearly describing the issue and the outcome sought. The Company will acknowledge receipt within two (2) business days.

  2. Step 2 — Internal Review: The Company reviews the concern against the agreed project scope and deliverables and responds with a resolution proposal within five (5) business days of acknowledgment.

  3. Step 3 — Negotiated Resolution: Both parties engage in good-faith discussion to reach a mutually acceptable resolution, which may include a partial refund, additional revision rounds, or scope adjustment. This stage allows up to fifteen (15) calendar days.

  4. Step 4 — Mediation: If the dispute is not resolved through direct negotiation, either party may propose referral to a neutral, independent mediator. Mediation costs are shared equally unless otherwise agreed.

  5. Step 5 — Legal Remedies: If mediation fails or is not agreed upon within seven (7) days of proposal, either party may pursue available legal remedies under the governing law and venue provisions stated in Section A9 of the Terms and Conditions of Service.

The Company asks Clients to contact us directly using Steps 1 through 3 above before filing a chargeback or payment dispute with their bank or payment provider. Direct communication typically resolves concerns faster and with less inconvenience than a formal chargeback process. If a chargeback is filed while a dispute is already being resolved through Steps 1 through 3, the Company may need to pause active project work until the payment status is clarified. The Company will cooperate fully with any payment-processor inquiry.

A6. Refund Processing

Approved refunds are processed within ten (10) business days of written confirmation. Refunds are issued via Stripe, Inc. to the same payment method used by the Client at the time of payment. The Company is not responsible for delays caused by Stripe, the Client’s bank, or other financial institutions. Transaction fees, currency conversion costs, and third-party processing charges incurred on the original payment are non-refundable.


PART B: WRITING SERVICES

The following refund and cancellation terms apply specifically to Writing Services engagements, including Research Consultation, Research Guidance and Support, Data Gathering, Document Review & Revision, Document Redrafting, Document Accuracy, Copy Refinement, and other professional writing services. These terms apply in addition to Part A.

B1. Cancellation & Refund Schedule

The following schedule governs all Writing Services cancellations. “Work commenced” means any research, drafting, or content production has begun.

Cancellation Stage Refund Entitlement
Before work commences Full refund of deposit issued within 10 business days
After work commences less than 30% complete 50% of deposit refunded; remaining 50% retained for work performed
After work commences 30% to 60% complete 40% of deposit refunded; no further refund on remaining balance
Draft delivered (regardless of completion percentage) No refund: full project fee payable for work completed
Final deliverable delivered & approved No refund: engagement is fully complete

B2. Full Refund: Specifications Not Met & Work Not Delivered

J Online Service Consultant LLC guarantees a full one hundred percent (100%) refund to the Client under the following specific circumstances:

  • The Company fails to deliver any work product within the agreed timeline and does not provide a revised delivery date acceptable to the Client

  • The delivered work does not meet the Client’s documented specifications as outlined in the agreed project brief, and the Company is unable to bring the deliverable into conformance after the included revision rounds have been exhausted

  • The Company accepts the project and collects the deposit but is subsequently unable to commence or complete the work for reasons attributable solely to the Company

To qualify for a 100% refund under this section, the Client must: (1) submit a written refund request clearly referencing the unmet specifications from the original agreed brief; (2) allow the Company the opportunity to remedy the shortfall through the included revision rounds before a refund is issued; and (3) raise the request within seven (7) calendar days of the missed delivery date or final deliverable submission.

B3. Quality Disputes: Writing Services

If the Client believes a writing deliverable does not conform to the agreed brief, the following applies:

  • The Client must raise the concern in writing within five (5) calendar days of delivery, specifying which elements do not meet the agreed brief

  • The Company will review the brief and deliverable and where a valid shortfall is identified, will correct the work at no additional charge within the agreed revision round structure

  • Disputes based on subjective preference, tone, or style that were not specified in the original brief are not grounds for a refund but may be addressed as a paid revision

  • Where a research or data gathering deliverable contains factual errors directly attributable to the Company’s own research process (not Client supplied data), the Company will correct such errors at no charge

B4. Revision vs Refund

For Writing Services, the Company’s first obligation upon a valid quality complaint is to revise the deliverable within the included revision structure. A refund is only considered where the Company is unable to bring the deliverable into conformance with the agreed brief after the included revision rounds have been exhausted.


PART C: AI TRAINING SERVICES (Omni Annotate AI)

The following refund and cancellation terms apply specifically to AI Training Services engagements, including data labeling, image and text annotation, dataset preparation, and quality assurance of training datasets. These terms apply in addition to Part A.

C1. Cancellation & Refund Schedule

Due to the specialized, volume based, and data sensitive nature of annotation work, the following schedule applies. “Work commenced” means annotation of any portion of the dataset has begun.

Cancellation Stage Refund Entitlement
Before data transfer and work commencement Full refund of deposit issued within 10 business days
Data received; annotation not yet started 85% of deposit refunded; 15% retained for setup and onboarding work
Annotation commenced and less than 40% of dataset is completed 50% of deposit refunded for the unworked portion only
40% to 60% of dataset is annotated Refund calculated pro-rata on unworked portions only; no refund on annotated items
More than 60% of dataset annotated 30% of deposit refunded; no further refund on remaining balance for annotated items delivered
Full dataset delivered No refund: engagement is fully complete

C2. Quality Disputes — AI Annotation

Annotation quality disputes are governed by the accuracy benchmarks and quality thresholds agreed in writing prior to project commencement. Where no specific benchmark was agreed, industry-standard inter-annotator agreement (IAA) rates apply.

  • Quality disputes must be raised in writing within seven (7) calendar days of dataset delivery, accompanied by a quality audit or sample review identifying specific annotation errors

  • Where errors fall below the agreed quality threshold, the Company will re-annotate the affected items at no additional charge as its primary obligation

  • Refunds on annotation work are only considered where the Company is unable to meet the agreed quality threshold after one re-annotation pass

  • The Company is not liable for annotation errors arising from ambiguous or incomplete annotation guidelines provided by the Client

  • The Company does not guarantee specific AI model performance outcomes from annotated datasets; refunds are not issued on the basis of downstream model performance

C3. Data & Project Termination

If a project is terminated for any reason, all annotated data completed to the date of termination will be delivered to the Client and the corresponding fees are payable. Raw Client datasets will be returned or securely deleted at the Client’s written request within fifteen (15) calendar days of termination.

Refunds are not issued for annotated data already delivered, regardless of whether the Client uses the annotated output in their AI training pipeline. Delivered annotation work is considered rendered and billable.

PART D: AutoCAD DRAFTING & DESIGN SERVICES (J CAD Draft)

The following refund and cancellation terms apply specifically to AutoCAD Drafting & Design Services engagements, including 2D technical drawings, floor plans, site plans, architectural drafts, engineering drawings, and as built documentation. These terms apply in addition to Part A.

D1. Cancellation & Refund Schedule

Given the technical and time intensive nature of CAD drafting, the following applies. “Work commenced” means any drawing setup, layer structuring, or active drafting has begun.

Cancellation Stage Refund Entitlement
Before work commences (deposit paid) Full refund of deposit issued within 10 business days
Work commenced less than 50% of drawings drafted 50% of deposit refunded; remainder retained for work completed
50% to 90% of drawings drafted 25% of deposit refunded; no refund on remaining balance due for work done
More than 90% of drawings drafted or PDF preview delivered No refund: full project fee payable for all drawings produced
Editable files (DWG/DXF) released after full payment No refund: engagement is fully complete

D2. Quality Disputes: CAD Drawings

CAD drawing disputes must be raised in writing within ten (10) calendar days of delivery, clearly identifying the specific sheets, dimensions, or details that do not conform to the agreed specifications or reference materials provided by the Client.

  • Where a drawing error is directly attributable to a Company drafting mistake (e.g., incorrect transcription of a client supplied dimension), the Company will correct the error at no charge as its primary obligation

  • Where the error arises from inaccurate, incomplete, or ambiguous source materials or measurements provided by the Client, corrections are treated as a billable revision

  • The Company is not liable for errors that would have been identifiable during the Client’s review period and were not raised within ten (10) calendar days of delivery

  • Drawings used for planning submissions, regulatory applications, or construction without prior written Client approval constitute acceptance of the deliverable in its delivered state

D3. Withheld Files & Refunds

PDF previews are provided for review purposes. Thereafter, the editable source files (DWG / DXF) are released only upon receipt of full and final payment. Once editable files have been released, the engagement is considered fully delivered and no refund will be issued.

Where a project is cancelled after PDF previews have been delivered but before editable files are released, refund eligibility is determined according to the schedule in Section D1 based on the proportion of drawings completed at the date of cancellation. If more than ninety percent (90%) of drawings have been drafted, no refund is issued and the full project fee is payable.

The Client is solely responsible for verifying all dimensions and technical specifications before using any drawing for construction, permitting, or fabrication. The Company’s refund obligation does not extend to losses arising from the use of drawings in regulated applications without appropriate professional review.